Who is asset acceptance corp

Settlements are generally favorable with Asset Acceptance but may vary based upon different consumer circumstances. Settlement amounts and terms are normally favorable for the debtor assuming the case is not dismissed due to lack of debt verification information. Asset Acceptance. Contact information: Web: www. While judgments such as these may be vacated, it can be difficult without the help of legal counsel. They are also known for collecting on debts that are past the statute of limitations.

Accounts that are past the statute of limitations for a specific state are no longer owed by the consumer. However, the consumer is typically not aware of what the statute is for their respective state and end up paying the debt back due to collection activity by Asset Acceptance. In the Federal Trade Commission investigated Asset Acceptance for collecting on time-barred accounts. Hartman v. Ohio Sept.

Wright v. Ohio Dec. This is important because an unemployed consumer would not have viewed the letter as threatening suit but a consumer who was employed full time would interpret the letter as threatening suit. King v. Debt collector did not violate the FDCPA by reporting a fraudulent debt to the credit reporting agencies.

The consumer did not dispute the debt as fraudulent until after it was reported to the bureaus. Bull v. Consumer agreed to pay attorney fees if they defaulted on the debt. Is Asset Acceptance posting inaccurate information on your credit report? The customer service number for Asset Acceptance is Are you trying to contact Asset Acceptance to dispute inaccurate info?

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